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  • A infraestrutura Web3 será responsável pela mudança do mercado financeiro

A infraestrutura Web3 será responsável pela mudança do mercado financeiro

The imminent arrival of Drex, Brazil’s national digital currency, and other CBDCs planned around the world, shed more light on a reality with decentralized commercial transactions and investments and the web3 infrastructure playing a central role in the biggest revolution in business.

Web 3.0 is a global internet environment based on two basic conditions: distribution and decentralization, using disruptive technologiesblockchain, smart contracts, digital currencies and others.

The main objective is to foster a knowledge and business environment that allows the use of a variety of DApps (decentralized applications) and services without intermediaries and translates into a more democratic, secure and transparent environment for online interactions.

Web3 is still under development, but there are several innovations underway that are helping to validate it, and the tokenization of assets is one of them.

BLOCKBR, a company that develops tokenization infrastructure, will talk about web3, its infrastructure and how it will positively impact the financial market!

WHAT IS WEB INFRASTRUCTURE 3.0

Web infrastructure3 is the set of technologies and protocols that aim to provide users with a decentralized digital environment and a complete repositioning of the way online services are run.

The functioning of the web3 is being shaped on the basis of various premises – we’ll see some of them below – which are aimed at giving users control of their own data, whether it’s content on social media or financial and commercial transactions.

DECENTRALIZATION

This is, in fact, the guiding premise behind all the digital transformations that have emerged since 2008 with the emergence of bitcoin, the first digital currency: to give each person full power over their financial assets.

The current banking system regulates decisions and imposes limits on the decision-making of its clients, while decentralization, with blockchain networks and virtual wallets, transfers this authority to users and investors to dispose of their assets 24 hours a day, 365 days a year.

DISINTERMEDIATION

As a natural consequence of decentralization, financial and commercial operations on Web 3.0 are peer-to-peer, directly between providers – of products, investments, credit – and clients or investors, without going through intermediaries – banks, brokers.

As a result, transactions are faster and cheaper without bank fees, as well as being 100% available on blockchain platforms. Another important aspect is direct trust; web3 is designed to use an infrastructure with state-of-the-art performance and security.

INTEROPERABILITY

In order for businesses to operate directly between the parties and in a decentralized manner, the web3 seeks to promote interoperability between different platforms and systems, so that connections are invisible to users.

Have your own digital asset panel connected to asset structurers with BLOCKBR’s BBR Management token investment management!

KEY COMPONENTS OF WEB 3.0 INFRASTRUCTURE

BLOCKCHAIN

Blockchain networks are decentralized, immutable digital records that store transactions and data with high levels of security and transparency. It is the main component of the Web 3.0 infrastructure.

They are known for being environments in which cryptocurrencies are generated, but for some years now, they have hosted the tokenization of assets.

SMART CONTRACTS

These are self-executing documents hosted on blockchains that automate and manage all the conditions of a financial or commercial operation, executing all the steps without human intervention.

For example, when investing in agricultural tokens, the smart contract regulates the entry conditions, approves the trade and schedules the payment of future income.

CONSENSUS PROTOCOLS

These are algorithms that exist on blockchains and are used to approve every transaction made on them – buying a cryptocurrency or business token, for example – and which must have the unanimous approval of all the participants in the network, which reinforces the level of security.

CONSENSUS PROTOCOLS
Image: Canva

EXPECTATIONS AND IMPACTS OF WEB 3.0 INFRASTRUCTURE ON THE BRAZILIAN AND GLOBAL FINANCIAL MARKETS

When we think about the impact of web 3.0 resources on the financial system, it is inevitable to talk about the tokenized economy.

Tokenizing assets is a revolutionary way of digitizing assets, rights and projects and offering products and investments to the market with greater agility and liquidity, and it is gaining increasing ground in all market segments.

For example, tokenization makes it possible for small and medium-sized companies to raise funds more quickly and liquidly than in the traditional financial system. We can find fixed-income tokens and tokenized bonds, among other products.

The countless gains of web 3.0 with tokens make the tokenization of everything the new reality that will make companies earn higher profits and more people invest with higher returns and in a safe way.

Another positive movement is the growing interest among independent investment advisors in tokenized financial products, which tends to increase their credibility with investors.

WHAT ARE THE CHALLENGES OF WEB 3.0 IN THE COMING YEARS?

Naturally, a transformation as intense as the combination of web 3.0 and decentralized financial assets raises doubts and questions that need to be discussed and overcome.

Interoperability is one of the web3’s biggest challenges, as different blockchains and inter protocols need to operate efficiently for such important changes to gain credibility and consolidate universal access to financial products.

Another crucial aspect in the development of the web3 financial market are the regulations in each country that need to be both effective in conveying security and not affect the gains of the web 3.0 infrastructure that will transform the way we do business.

In Brazil, the regulation of digital assets is at an advanced stage, with the process of regulating VASPs (digital asset service providers) set to begin in 2025.

Last but not least – or perhaps the most critical factor – is user education and experience.

Web3 and crypto transactions are young concepts in society, the vast majority of people still don’t fully understand the technologies underlying web3 and may be reluctant to adopt them for security and reliability reasons.

This challenge must be met with plenty of qualified information about the new era of the web and its benefits, high-level protection mechanisms and the regulatory processes that add more security to decentralized businesses.

TOKENIZE ASSETS WITH BLOCKBR AND BOOST YOUR RESULTS!

Tokenization is a reality in the market, with an increasing number of companies and people generating revenue with tokens. Recent actions by BACEN and the digital real are increasing the credibility of the technology.

For the success of your project, it is essential to have an adequate and efficient tokenization infrastructure for the financial and other markets, comprising:

  • Technical, fiscal and legal feasibility study;
  • Issuance of tokens and smart contracts with transparent governance;
  • Distribution of tokens on a simple and secure sales platform;
  • Efficient and assertive tokenization governance.

Discover BLOCKBR’s infrastructure work for regulated and unregulated markets through an All-In-One platform that offers interoperability between assets and investors.

You don’t want to see your competitor get ahead to make more money.

Or do you want to?

BLOCKBR is a fintech specialized in building infrastructure that allows a simplified migration to tokenization, meeting the needs of a highly regulated environment.

Our main mission is to develop autonomy for the capital market so that it can move, grow and potentially access digital assets. We develop legal and technological solutions that create opportunities and simplify the way in which financial services will operate, from the structuring and new roles of the agents involved to the management and supply of these assets, generating efficiency, lower costs and greater speed of liquidity.

We take care of the entire technological infrastructure for tokenization and regulation, simplifying your life so that you can

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