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Can tokens be a low-risk investment alternative?

Investing has been a growing practice among Brazilians as the world of products becomes more accessible to information. Low-risk investing is, of course, people’s preference, and tokenization enhances the advantages of this type of investment.

Despite the fact that high-risk assets deliver more attractive returns, the Brazilian economy still requires care when it comes to investing, especially for those who are starting out or want to obtain a passive income to accelerate medium and long-term projects.

On the other hand, the value barriers to investing in various assets and various requirements prevent a large part of the population from reaching simple applications. The paths to investing are still long for most investments.

These factors discourage medium and small investors.

The digitalization of the financial market, through the asset token, is the opportunity to invest in financial products of varied risk and personal budget profiles with security and agility.

How does this happen?

BLOCKBR, a web 3.0 native company, will talk about investment tokens and how they change our view of being an investor for the better!

WHAT ARE THE TYPES OF RISK IN INVESTMENTS

No financial product is immune to risk, even if it is an economic crisis that affects the profitability of investments. It is therefore important to know the different types of risks when investing and to evaluate how low-risk assets can be affected.

Every financial asset has these risks to a greater or lesser extent, and investing through tokens is an efficient way to mitigate them.

MARKET RISK

This is the risk associated with the volatility of the product on the market, and is especially relevant in high-risk investments such as stocks, which are backed by the performance of companies and markets.

Structured tokens or financial tokens, on the other hand, have pre-defined rate and term conditions and are therefore similar to more stable investments, such as CDBs.

CREDIT RISK

It is the famous default, whether due to bankruptcy, management failures of the offering company, or bad faith. Therefore, it is a risk common to all financial products.

Whether in the world of investment tokens or traditional financial products, the tip is the same: careful research into the market situation of the company, whether it is a bank with fixed income securities or a tokenized consortium.

LIQUIDITY RISK

Liquidity is the degree of speed to convert an investment redemption into capital. At the extremes, we have low-liquidity assets, such as real estate, and highly liquid assets, such as letters of credit.

Learn more: types of innovative investments to invest in this year!

WHAT ARE LOW-RISK INVESTMENTS

Low-risk investments are financial products that offer fixed returns with good liquidity and low or no volatility. In addition, low-risk investments are aligned with the fluctuations of the economy – interest and inflation expectations – reducing the risk of losses.

The best known low-risk applications today are:

CDB

These are papers issued by financial institutions as a way to raise funds to offer to the market in the form of financing and loans and to maintain their activities. In exchange, they pay either pre-fixed interest or post-fixed interest.

The post-fixed CD B pay remuneration based on a percentage of the CDI (Interbank Deposit Certificate), which is linked to the Selic rate. This percentage is defined by each bank, so it is important to research the options when investing in CDB.

WHAT ARE LOW-RISK INVESTMENTS

Letters of Credit (LCI and LCA)

Real Estate Letters of Credit and Agribusiness Letters of Credit are securities issued by banks to raise capital to finance projects in these sectors. They remunerate in the same way as the CDB, but are income tax exempt.

Tesouro Direto

These are bonds issued by the government with the objective of generating more capital for the investments that are intended for the people. In return, he guarantees an attractive remuneration. It is an investment with more security than the CDB and the letters of credit.

Receivables Tokens

This is one of the innovative ways of using tokens to invest in market products and safely obtain above-average returns. These are quotas of receivables from companies that are offered to raise funds and accelerate projects or balance cash.

The company pays a profitability above the average of traditional products, as it will have much lower costs by offering receivables in tokens than by negotiating its portfolio with banks and can, therefore, remunerate investors better.

Also, future receipt tokens:

Want to know more about receivables anticipation tokens?

ARE TOKENS LOW RISK INVESTMENTS?

Tokenization is a state-of-the-art digital asset that allows the offering of the most varied types of assets – real and financial – and investment products with different levels of risk, liquidity, and volatility.

These characteristics are always associated with the asset that the token represents in the market. Therefore, it is important to know the conditions of each offer. On the other hand, tokens are a way to enter the world of investments with low risk.

Why invest in tokens in the most varied markets?

Here are some reasons why.

  • They are generated and distributed in a digital environment with the highest standards of data security – the blockchain;
  • Transactions are recorded in a data block chain that prevents fraud and duplicate transactions;
  • The platform for buying investment tokens works seamlessly and without intermediaries – you buy receipt tokens or real asset tokens directly from the company’s offering.

And a differentiator is important and unique for those who are starting out and have little capital: it is possible to invest in 50 reais tokens by taking advantage of excellent opportunities!

CREATE A BUSINESS TOKEN WITH BLOCKBR!

The tokenization of assets and rights is a reality, with an expected annual growth of 24% in the volume of offerings worldwide and a movement of $70 billion by 2020. Brazil is an example of advancement in the sector, driven by recent official decisions on crypto-actives.

This is the time to trade your assets and rights on a secure, transparent, and agile token platform for offerors and investors, providing above-average rewards and profits.

Come and talk to BLOCKBR. We have the best token offering strategy on the market!

BLOCKBR Digital Assets is a web 3.0 native fintech that unites technological innovation and digital knowledge to transform physical assets into digital ones, in the process of tokenization.

The supply of tokenized assets is democratic and decentralized, which makes the way of investing safe, simpler and more efficient.

We enable, structure, issue and offer tokens on our platform and beyond. Be aware that tokens depend on feasibility and regulatory factors.

Do you want to tokenize your business or part of it? Do you have a business solution and does it make sense to issue your own token ?

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